Written by Suzette Covalt
With everything you have to do in a day, making just one extra stop at the bank can really throw a wrench into your schedule.
Wouldn’t it be great if you could do your everyday banking when you wanted and it was quick, easy and tailored just for you, anytime, anywhere? Guess what? You can!
With electronic banking you can use mobile apps to make payments, receive payments, check balances and so much more and the best thing is you can do this when you want and where you want by accessing it on your phones, desktops or laptops 24/7!
Here are some of the services to help streamline your business:
- Online Banking
Check your accounts to see if checks have cleared, deposits are made, view or print current and past statements or check images. Transfer funds, make loan payments - QuickBooks Interface
Exports your internet banking transactional information seamlessly into your QuickBooks. Automatically updates records and reconciles accounts faster - ACH Processing
Automated clearing house reduces your risk of fraud and streamlines your payment processing by eliminating paper checks (this is how most payrolls are processed) - Bill Pay
Whether you are paying a one-time bill or its recurring, manage and pay your bills through your online banking or mobile app - Wire Transfers
Send wire transfers quickly for large dollar payments or business purchases - Remote Deposit
Make your check deposits directly to your business account without leaving your office. - Merchant Services
Offer your customers the convenience of accepting all major credit cards - Positive Pay
Helps to detect check and ACH fraud on your business accounts
You may find the benefits are amazing too!
- Time Saving
By streamlining your payment processing this reduces hours spent writing checks or visiting numerous websites to make payments. - Cost Saving
Reduces your trips to the bank to make check deposits when you can do it from the comfort of your office. - Fraud Protection
Able to see right away if there is fraudulent or suspicious activity happening on your accounts. This is priceless!
It’s important to keep your business finances on track and maximizing control and efficiency with your cash flow, payroll, accounting and banking services will give you peace of mind and ensure your business runs smoothly.
Have a conversation with your banker, not all business owners need every service, for example a sole proprietor or sole member LLC may only need mobile and online banking with bill pay; however, as your business grows rest assure these services are available to help and grow with you. You work hard to keep your business going strong so why not utilize the services that can help streamline and protect your business’ finances and keep them strong too!